Receive a lump sum payment if you’re diagnosed with any of the 56 covered critical illnesses before 75

Receive additional cash support to fund medical expenses for hospitalizations, injuries and disabilities caused by accidents

Reimburse care and treatment costs and receive weekly cash payouts for up to 26 weeks after being totally disabled due to an accident

This is a type of life insurance plan where a portion of your payments are placed in investment funds that can grow your money in the long-term

These are the available fund options managed by the life insurance company, where you can allocate a portion of your policy premiums

It evaluates an individual's willingness and ability to take investment risks. A risk profile is important for determining a proper investment asset allocation for a portfolio.

This is the one-time payout we’ll provide your beneficiaries when the unexpected happens. It is also known as a death benefit.

This is the fee you pay us to keep your insurance policy active. It may be paid monthly, quarterly, semi-annually, or annually.

These are optional additional premiums or investments to the policy, which can be purchased any time after the policy has been issued

These are supplementary benefits you can add to your plan that can increase your coverage or address specific needs or concerns

This is a single-pay U.S. Dollar denominated insurance plan which is unit-linked – allowing clients to participate in the potentially high returns from the financial market, with the convenience of placing additional investments through top-ups on ad-hoc basis. It can be customized and changed over time depending on client’s changing need, with a comprehensive set of unit-linked riders available to provide additional protection benefits.

You have the option to choose a maximum of 3 funds among the available funds. These underlying funds are managed by BPI-Asset Management and Trust Corporation (BPI-AMTG):

1. BPI AIA U.S. Dollar Bond Fund 2
2. BPI AIA Global Equity Fund
3. BPI AIA Odyssey Dollar Bond Fund
4. BPI AIA Odyssey Asia Pacific High Dividend Equity Fund

Note: Investment funds listed above are subject to availability upon product availment.

Purchasing a unit-linked life insurance product has its advantages and trade-offs. Investing in a unit- linked product, you must understand that the product may be subject to investment risks which include, but are not limited to interest rate risk, market/price risk, liquidity risk, credit/default risk, reinvestment risk, foreign exchange risk, and country risk which could affect the value of the policy. The Company is guided by Investment Policies and Guidelines in managing these risks; however, this does not guarantee investment returns nor protection against capital loss. To further understand the nature of said risks, a risk disclosure statement is provided in the Client Suitability Assessment Form.

Invest Dollar Max is a unit-linked insurance plan. This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.

Actual terms and conditions of Invest Dollar Max are found in the Policy. In case of conflict, the Policy terms shall prevail.

The financial products of BPI AIA Life Assurance Corporation are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by the Bank of the Philippine Islands.

Upon receiving the policy contract, you may refer to the document for full details on the critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If you decide that this plan is not suitable to your needs after reading the policy contract, simply return the document to BPI AIA within fifteen (15) days from the date you or your authorized representative received it and we will refund the Account Value plus the Policy Charges that have been deducted.